From the very first pay cheque to the day you retire, your biggest priority is the well-being of your family. But when it comes to investments, choosing the wrong path can lead to heartbreak and financial loss. High-interest promises—12%, 20%, even 25%—often hide dangerous traps. Many have fallen victim to such schemes, losing their hard-earned savings and peace of mind.

You deserve better—safe, reliable, and predictable growth for your money. That’s where HDFC Life Sanchay Plus – Guaranteed Income Option comes in.

HDFC Life Sanchay Plus- A Smart Plan for Your Child’s Future

Imagine this:

You are 39 years old with a steady income.

Your child is in the 5th grade.

You want to ensure funds are ready for the child's higher education.

Here’s how Sanchay Plus can work for you:

Premium Payment: ₹2,00,000 per year for 6 years (2025–2030)

Total Investment: ₹12,00,000

Guaranteed Payout: From 2032 (when your child completes 12th grade), you receive ₹1,71,300 every year for 10 years—totalling ₹17,13,000.

This steady income can help cover tuition and living costs during undergraduate and postgraduate studies—whether in engineering, medicine, or any other field. By the time the plan ends in 2041, you will be 55 and ready for retirement, knowing you’ve supported your child’s dreams without financial stress.

Why Choose HDFC Life Sanchay Plus?

• Guaranteed Income – Fixed payout amounts and dates are promised from the start.
• No Market Risks – Payments are unaffected by falling interest rates or economic slowdowns.
• Tax Benefits – Eligible for deductions under current income tax laws.
• Flexibility – Up to 5 years’ grace period to restart if you miss payments.
• Loan Facility – Borrow against your plan if needed.
• Life Cover – Enjoy insurance protection during the premium payment term.

The Promise

With HDFC Life Sanchay Plus, you are not just investing—you are building a guaranteed financial bridge from today’s earnings to tomorrow’s dreams.